Wow!! Denied 2K Loan

[BMR Genie]

i guess they want to make sure you get all the christmas gifts you need to buy lol

They want everybody happy lol

 

[BMR Genie]

I hate living in debt.

Had to take out a car loan at 15% when I had a bad wreck a few months after my divorce several years back. Divorce is like an atom bomb to your credit. Paid it off pretty quick though.

Best thing I did was when I was earning the most money during about a 7-8 year stretch was pay 2x and 3x house payments. Was able to pay off 30 year note in 17 years.

Nut is very low now. Very few bills. Finally paid off student loan a couple of years ago too. Only one CC discover and I pay it off every month.

I hate living in debt. Even on big scores back in the day I’d always pay stuff down or off. Guess it was always my nature

Good job, BigJay. There is no peace of mind with debt.

I don't understand people with lots of CC. Is it really necessary?

 

[carolinakid]

Just get a good one like american express platium, and i know the fee is 650 a year but with the rewards you get , it very good

 

[carolinakid]

every 4,000 i spend on it in 4months they send me back 650 now

 

[JDS]

every 4,000 i spend on it in 4months they send me back 650 now

Good deal.

 

[carolinakid]

check out it rewards and you see the fee is nothing https://www.nerdwallet.com/article/credit-cards/benefits-american-express-platinum

 

[carolinakid]

plus you get the vip uber treatment and it top drivers so you go to vegas, Bobby will be waiting for you

 

[stormtrooper8]

I can spot you JJ

 

[lolosha24]

If you haven't already, take a moment to review your credit report for any discrepancies. Additionally, consider improving your credit score by paying down existing debts and ensuring all bills are paid on time. When applying for loans, shop around for lenders, including traditional banks and credit unions. They may offer more competitive rates, especially if you can provide collateral or a co-signer.

 

[flyingillini]

My credit score is 312, contacting Sunrise Debt Solutions to bail me out once again. They will give me the financial freedom that everyones deserves.

 

[BigJay]

every 4,000 i spend on it in 4months they send me back 650 now

Good deal.

 

[rdalert447]

JJ, you get paid $8 per thread. Fire out 250 threads and you’re all set. No interest.

 

[netrogradik]

A good approach to avoid potential fraud is to stick with well-established banks with a solid reputation. Look for reviews online, and consider asking friends or family for recommendations. Additionally, always check for official contact information on the bank's official website rather than relying on unsolicited calls or emails. If you want personalized guidance tailored to your specific circumstances, consider seeking advice from experts like Mortgage Advice Essex. They can offer professional insights and help you choose the most suitable bank for your needs and goals. It's always a great idea to have expert support in navigating financial decisions.

 

[carolinakid]

what that thing i see on tv all the time and they dont care about your credit, i think it something like net loan or something like it

 

[jjgold]

Don’t remind me of this denied loan please

 

[flyingillini]

Don’t remind me of this denied loan please

JJ, I got your voice message , I was traveling. I told you. I can no longer give you small loans, it is not beneficial to me. Minimum is 5k from now on. God Bless and may Christ reign supreme!

 

[Tanko]

JJ, I got your voice message , I was traveling. I told you. I can no longer give you small loans, it is not beneficial to me. Minimum is 5k from now on. God Bless and may Christ reign supreme!

Good idea flyingillini. Set the loan rules and stick to them even if dealing with friends.
That way there can be no confusion.

And of course enforce the terms of the loan.

 

[carolinakid]

the one i see now all the time is net credit, they say they will loan to anyone, if you put up your girlfriend or wife