Is sports betting legal in Indiana? Latest 2025 Updates

Indiana sports betting is legal. Both online and in-person wagering are allowed under state law, and all licensed sportsbooks operate under the oversight of the Indiana Gaming Commission. This regulated framework gives Hoosiers access to secure platforms that follow strict rules for payouts, identity verification, and responsible wagering.

How Indiana Got Here

After the federal betting restrictions were lifted in 2018, Indiana approved legislation the next year and launched statewide mobile wagering. This created one of the more accessible betting markets in the Midwest.

State Rules and Location Requirements

Bettors can place wagers anywhere in Indiana as long as they are physically inside state borders. Geo-verification runs in the background to confirm location, and wagers are paused automatically once you cross into another state.

Indiana Compared to Nearby States

Indiana’s market is more open than several surrounding states. Some neighbors limit mobile betting or are still working through legalization debates. Indiana’s early adoption helped create a wider operator selection and more betting options.

Why Offshore Betting Still Attracts Interest

Despite having legal choices, many Indiana players still explore offshore sportsbooks. These platforms often appeal to bettors who want a bigger selection of markets, larger bonuses, or more privacy-focused features than they find locally.

Is sports betting legal in Indiana?

Yes, sports betting is legal in Indiana. The state approved regulated wagering in 2019, and licensed operators overseen by the Indiana Gaming Commission offer both online and retail betting options.

Can I bet on sports using my phone in Indiana?

Yes, Indiana allows mobile sports betting through licensed sportsbook apps. Residents can register, fund their accounts, and place bets from anywhere within state lines.

Affiliate Disclosure: BMR may receive compensation when you click links and make purchases through our affiliate partners. This compensation helps support our research and editorial work. We maintain editorial independence and only recommend products and services we believe provide value to our readers.

Updates on Legislation or Recent Bills

Indiana’s sports betting laws haven’t stayed still. Since the market launched, lawmakers have continued to fine-tune how online wagering works and how operators are regulated.

The most important bill so far is House Bill 1015, passed in 2019. This is the legislation that officially legalized sports betting in the state. It required online sportsbooks to partner with Indiana casinos, set the tax rate, and established the licensing process.

The bill moved through the legislature with relatively little pushback, thanks to support from sponsors like Rep. Ben Smaltz and Sen. Mark Messmer.

More recently, Indiana has focused on simplifying parts of its regulatory system. In July 2025, the state removed several licensing requirements for supporting service providers. This change came from Governor Mike Braun’s effort to reduce unnecessary bureaucracy and make it easier for betting businesses to operate.

Overall, Indiana’s legislative trend shows a steady commitment to a regulated and predictable betting market. Lawmakers continue to adjust the rules in ways that support growth while keeping consumer protection and market integrity in place.

Path to Legalization

Over the past five years, Indiana has undergone significant legal developments in sports betting. The path to legal sports betting in Indiana began with crucial legislative efforts, spearheaded by notable political figures and dedicated advocacy groups.

These stakeholders played a pivotal role in transforming the state’s approach to gambling laws, culminating in the passage of critical bills that paved the way for legalization.

Most recently, the landscape of legal sports betting in Indiana has seen further advancements. Key legislative milestones include the involvement of tribal entities working alongside government officials, resulting in more comprehensive regulations that accommodate a wider range of betting options.

Prominent influencers in the sports betting scene have also advocated for laws that ensure fair and responsible gaming practices.

December 2024

Indiana sportsbooks set a record in November.

September 2024

Indiana sports betting revenue surged in August, with a 36% YoY growth and $308M in handle.

July 2024

Caitlin Clark’s impact extends beyond the court as she helps boost basketball’s popularity in Indiana betting.

May 2024

Indiana’s casino revenue soared to $211 million in May, marking an 8% increase from April and a 10% rise year-over-year.

November 2023

The Indiana Gaming Commission reports that legal sportsbooks earned over $45.2 million in adjusted gross revenue in October, with operators achieving a 10.5% hold rate.

October 2023

Indiana sports betting handle sees a significant rebound in September, largely due to the return of the National Football League, with sportsbooks handling more than $404 million during the month, a 70% increase from August’s total.

September 2023

Indiana’s sports betting handle jumps 17% from July to August, reaching $238.1 million.

August 2023

WynnBET announces its departure from the Indiana market, along with five other states, continuing operations in only three states (New York, Michigan and Massachusetts)​.

April 2023

The Indiana Gaming Commission announces that sports betting sites took in $433 million in March, a 9.2% increase from February.

February 2023

Representative Ethan Manning files House Bill 1536, which would allow Indiana to become the eighth state with legal online poker and the seventh with online casino gaming.

Best Offshore Sportsbook Apps Indiana (2025)

BetAnything - Perfect for Value Savers with Reduced Juice

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BetAnything is an offshore sportsbook that keeps it simple and sharp. If you’re all about stretching your bankroll, this site makes it easy. The site offers reduced juice lines at -105, so you’re saving a little more every time you bet. And thanks to its “Less Juice Package,” smart bettors save from day one. Plus, you’ll find action on everything from college games to global matchups.

BetAnything offers consistent savings and reliable payouts. No clutter. No gimmicks.

Signup Bonus:
150% Free Play Bonus $750 max
Key Features:
  • Best reduced juice sports lines at -105
  • Quick and reliable payouts
  • Works like the best sports betting apps

JustBet

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JustBet is known for treating all bettors like VIPs. The sportsbook offers hundreds of betting markets on a daily basis, a competitive loyalty rewards program, and has some of the most well-trained customer service representatives.
Signup Bonus:
20% Crypto Welcome Bonus up to $500
Key Features:
  • Excellent rewards program
  • Impressive depth of betting markets

BookMaker - Trusted by Pros and Casual Bettors Alike

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BookMaker built its reputation on high betting limits and early line releases, making it a favorite among serious players. Professional bettors rely on its early lines and sharp odds, while casual players appreciate the straightforward interface and wide market selection. This offshore sportsbook treats all action with respect, and backs it up with a loyalty program that rewards consistency.

With no-nonsense navigation and decades of experience, BookMaker remains one of the most dependable names in the business.

Signup Bonus:
25% Cash Promo $500 max
Key Features:
  • High betting limits
  • Renowned sports betting loyalty program
  • Competes with the best sportsbook apps

BetOnline - Where Sharp Bettors Feel Right at Home

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BetOnline is known for sharp lines, competitive odds, and wide betting coverage. From major leagues to niche matchups, it consistently delivers reliable pricing. Parlay and teaser payouts are among the best in the business. Plus, the platform loads fast and runs clean across all devices.

Responsive customer service and VIP-style treatment help BetOnline stand out as a long-trusted offshore sportsbook.

Signup Bonus:
$250 in Free Bets with $500 Deposit
Key Features:
  • Opinionated lines on major sports
  • Broad range of bonus offers
  • Faster than most sportsbook apps

Bovada - Fast, Fun, and Built for Mobile Bettors

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Bovada is one of the most reliable offshore sportsbooks, earning its reputation through strong customer service and consistent payouts for over a decade. Plus, it keeps things sharp with fast crypto payouts, slick mobile navigation, and betting lines you won’t find anywhere else. From politics to reality TV, it’s the go-to for more than just game-day action.

If you want speed, variety, and a book that’s been doing it right for years, Bovada delivers.

Signup Bonus:
75% Crypto Welcome Offer - Get $750
Key Features:
  • An intuitive, user-friendly mobile interface
  • Unique props on sports and entertainment markets
  • Mobile site performs as well as apps

Heritage Sports - Built for Smart, Long-term Bettors

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Heritage Sports has a reputation as a dependable pick for value-focused bettors. With -108 odds, no messy rollover rules, simple betting with no strings, and nice little perks like birthday parlays and cashback, your money goes further on this offshore sportsbook. It’s the kind of place loyal players stick with because it works.

If you’re tired of chasing bonuses that aren’t worth the hassle, Heritage offers a smarter way to bet.

Signup Bonus:
100% Free Play Sign-Up Offer of $500
Key Features:
  • Competitive bonuses and perks
  • Comprehensive live betting options
  • Quarterly cash back for 149+ sports bets

Everygame - An All-in-one Platform Ideal for Crypto Bettors

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Everygame lets you bet on just about anything, from football to poker, all in one spot. It’s the kind of platform that does a little bit of everything. It’s easy to use, runs fast, and offers reliable customer service. Not to mention, the site offers comp points on every wager and crypto perks like a Bitcoin bonus worth up to one thousand dollars.

If you’re looking for flexibility, versatility, and a solid crypto promos, this offshore sportsbook checks all the boxes.

Signup Bonus:
$500 Sign-Up Promo for New Customers
Key Features:
  • Variety of sports and casino promotions
  • Excellent customer service department
  • Smoother experience than most betting apps

Indiana Betting Overview

If you’re in Indiana and interested in betting, you’re in a pretty good spot. The state embraced legalized sports wagering back in 2019, which means Hoosiers have access to both online sportsbooks and in-person locations. It’s a fully regulated market that gives residents plenty of ways to place bets and stay involved with their favorite teams.

Even with legal options available, a surprising number of Indiana bettors still look toward offshore sportsbooks. These platforms often stand out because of wider betting menus, larger promotions, and privacy-focused features.

Many players feel they get more flexibility and better value when exploring these international sites, especially when they want odds or markets that licensed operators do not always offer.

This guide will walk you through what Indiana’s betting landscape looks like today. You’ll get a clear picture of how the legal market works, why offshore sites continue to see steady interest, and what choices are available to you as a bettor.

By the time you reach the next sections, you’ll understand the layout of the market and how to pick the betting experience that makes the most sense for your preferences.

Indiana Online Betting At-a-glance

Looking for quick and reliable information on Indiana sports betting? You’ve come to the right place. Here’s what you need to know about betting in Indiana:

Key Facts about Indiana Online Sports Betting

  • Sports betting is legal in Indiana: Legalized in 2019, Indiana allows both online and retail betting under the regulation of the Indiana Gaming Commission.
  • Age and location restrictions: Bettors must be 21 years or older and physically present within Indiana state lines to place bets. Geofencing technology ensures compliance with this law.
  • Popular betting markets: Indiana offers betting opportunities on major leagues such as the NFL, NBA, and NCAA sports, which continue to draw significant interest among bettors.
  • Taxation details: Indiana taxes gambling winnings, so remember to account for this when reporting your earnings during tax season.

Outlook for Legalization in Indiana

The current scenario of sports betting legalization in Indiana shows a promising future. Public support for legal sports betting is strong, as indicated by various polling results. Proposed bills and potential ballot measures aim to expand betting options and address any remaining challenges. Looking ahead, it is realistic to predict that Indiana will continue to make progressive strides over the next 2-3 years, further solidifying its position as a leader in the Midwest sports betting market.

The Rise of Betting Apps

The growing popularity of Indiana sports betting apps stands as a testament to the convenience and flexibility they offer compared to traditional betting methods. Sportsbooks accessible via browser and mobile platforms enhance accessibility and user engagement by integrating user-friendly interfaces and robust security measures.

Indiana bettors favor these apps for several reasons:

  • Enhanced privacy through secure mobile connections
  • Unmatched convenience with 24/7 access from any location
  • Superior user interfaces optimized for mobile devices
  • Exclusive features only available on mobile apps

These aspects of Indiana betting apps contribute to their widespread adoption, offering bettors a modern and efficient way to engage with sports betting.

Offshore sportsbooks also make their mark with competitive advantages accessible via mobile apps:

  • Real-time push notifications to keep up with betting opportunities
  • Timely line alerts letting you know of shifts that matter
  • Live streaming services that enhance the in-app experience

These features often provide added value compared to domestic options, making offshore apps an attractive choice for many users.

But First, About Bookmakers Review

Indiana sportsbook enthusiasts looking for reliable and thorough evaluations will find Bookmakers Review (BMR) an indispensable resource. We leave no stone unturned when testing sites.

Our process includes everything from making a deposit to placing bets and withdrawing funds. For more insights, check out our comprehensive sportsbook review page.

We guarantee that our reviews remain unbiased, focusing on player interests first. While we maintain affiliate relations, there’s a distinct separation between those links and our objective content. This ensures our coverage stays true to our mission of advocating for players.

Our exhaustive vetting process not only safeguards player interests but also reinforces transparency. Trust that our reviews are rooted in experience and expertise you won’t find anywhere else.

Now, as we transition to discussing the top offshore sportsbooks that are accessible to Indiana bettors, remember the importance of informed choices and why BMR is your trusted ally.

Unbiased Insights From Industry Pros
Proven Track Record
Decades of experience exposing rogue operators and protecting players.
Independent Reviews
Our sportsbook ratings are impartial, based on data, customer feedback, and clear criteria.
Transparent Scoring
We use 5 critical factors to separate legitimate operators from bad actors and document the entire experience.
No Marketing Spin
We call out underperforming books and clarify confusing markets, always straight to the point.

The Top Indiana Offshore Sportsbooks in 2025

At BookmakersReview, our goal is to guide you to the best Indiana sportsbooks, ensuring a reliable and enjoyable betting experience. We’ve diligently assessed each platform through a rigorous manual review process. This includes evaluating crucial factors like reputation, market diversity, payment methods, and user-friendly interfaces.


1

Revered for intuitive mobile app and solid betting options.

2

Premium choice for live betting enthusiasts and crypto users.

3

Diverse markets and reliable payouts make this a favorite.

4

Outstanding bonuses and a top-notch user interface.

5

Emerging contender with competitive odds and excellent support.

Indiana players have plenty of reliable offshore sportsbooks to choose from, and each one brings something a little different to the table.

Bovada is often the first stop for many bettors. Its mobile experience is simple to use, the betting menu is strong, and it works well for anyone who wants quick access to popular markets.

BetOnline is another favorite, especially for live betting and crypto deposits. With a 4.36 rating, it appeals to players who want fast lines, solid promotions, and a platform that handles in-play action smoothly.

Everygame, rated 4, earns attention for its wide range of markets and consistent payout history. It’s a dependable pick for bettors who like variety and steady performance.

Heritage Sports carries a 4.25 rating and gets high marks for its bonuses and clean interface. It feels built for players who enjoy a polished, straightforward experience from start to finish.

Bet105 is the newcomer in this group, rated 3.8. Even so, it delivers competitive odds and helpful customer support, which makes it an appealing option for Indiana bettors who want something fresh without sacrificing quality.

How We Rank Indiana Sportsbooks

When it comes to rating Indiana betting sites, we focus on several key criteria to ensure every platform lives up to your expectations. Here’s what we evaluate:

  • Legal Availability: We check whether the site complies with Indiana’s regulatory framework.
  • Payout Speed: No one likes waiting for their winnings, so fast payouts are a must.
  • Reputation: A sportsbook’s reputation can make or break your betting experience.
  • Mobile Experience: A seamless mobile platform means you can bet on the go without hassle.
  • Customer Support: Reliable and accessible support can save you a headache down the road.

Understanding our evaluation factors will help you trust our recommendations.

At BMR, we pride ourselves on transparency and objectivity. We have a strict rating system to ensure every sportsbook we recommend stands up to scrutiny. The key is not just in numbers but in the way we interpret them. For instance, we trust sites like BetOnline, which hold a general rating of 4.36.

The 5 Pillars of Sportsbook Excellence

A rating isn’t static. It’s a living document. We continuously monitor books for changes in policy, new dispute patterns, and shifts in their treatment of players, ensuring our ratings reflect the current reality. We use five critical factors that other review sites conveniently ignore or downplay. These pillars separate legitimate operators from devastating experiences, forming the BMR Standard.

Payout Reliability and Speed
Can you get your money out quickly and without hassle when you win? Is there a robust selection of payment methods to make it more convenient? This is the ultimate litmus test.
Proven Longevity and Reputation
Does the book have a long, clean track record of integrity, or is it a fly-by-night operation?
Responsive and Honest Support​
When problems arise, do you get real help from real people, or do you face excuses and stonewalling?
Fair Treatment of Winners​
Does the book welcome success, or does it limit, ban, or scrutinize consistently profitable accounts?
Transparent and Fair Terms​
Are the rules clear and consistent, free of hidden clauses designed to trap your funds?

Key Features to Look for in Indiana Betting Apps

When choosing an Indiana sports betting app, it’s essential to focus on features that enhance your betting experience. Here are the top attributes to prioritize:

  • User Interface (UI): A well-designed UI ensures smooth navigation.
  • Speed: Quickly process bets without lag.
  • Bonuses: Look for generous and transparent bonus offers.
  • Security: Robust security measures protect your data and transactions.
  • Banking Options: Opt for apps that provide diverse and reliable banking methods.
  • Market Coverage: Wide-ranging sports and betting markets offer more wagering opportunities.
  • Licensing: Ensure the app is licensed by a reputable authority.

Remember to consult our expert reviews at Bookmakers Review to guide your decision-making process. We provide unbiased assessments to help you navigate the world of sportsbooks confidently.

Why Trust Our Reviews
Real-money Testing
We bet with our own funds to uncover hidden fees, slow payouts, and real user frustrations.
Continuous Data Tracking
We track the industry in real time through data, news, forums, and player insights.
Player Advocacy
Our unique service resolves disputes through direct intervention, mediation, and rating impact.
Living Ratings
We constantly update ratings based on policy shifts, disputes, and player treatment.

Indiana Teams

Indiana is home to vibrant sports culture, with popular teams across major leagues and colleges. Here’s a list of notable Indiana teams:

  • NBA: Indiana Pacers
  • NFL: Indianapolis Colts
  • Collegiate Level: Indiana Hoosiers, Purdue Boilermakers, Notre Dame Fighting Irish

Key local rivalries add excitement, such as the intense metropolitan showdowns between the Pacers and rival teams or the historic college matchups that keep fans on the edge of their seats.

Major Indiana Sporting Events

Indiana hosts some of the most significant sporting events attracting bettors from all over:

  • Indianapolis 500: One of the biggest motorsport racing events in the U.S.
  • NCAA March Madness: The annual tournament with a focus on Indiana’s basketball fervor
  • Brickyard 400: A famous NASCAR event exciting speed enthusiasts
  • Indiana Derby: A top horse racing event featured at local circuits

Offshore Betting Tips for Indiana Residents

Looking to get started with Indiana sports betting? We’re here to help make sure you’re betting smarter and safer. Here are some actionable tips for those new to offshore betting in Indiana:

  • Shop Lines: Compare odds from multiple sportsbooks to find the best value.
  • Focus on Value Bets: Don’t just bet on your favorite team; analyze where the value truly lies.
  • Avoid Emotional Betting: Make decisions based on data, not on heartstrings.
  • Bankroll Management: Set a budget and stick to it to avoid risky gambles.

Adhering to these best practices will surely enhance your betting strategy.

Starting an Account with a New Sportsbook

Signing up with a recommended offshore sportsbook is a straightforward process. To guide you through, we’ve incorporated a step-by-step instruction set:

  1. 1

    Pick Your Sportsbook

    Choose an offshore sportsbook available in your area, like the books listed above. Register by clicking “Join” and fill out the form with your name, email address, and phone number.
  2. 2

    Claim a Bonus

    Select from available promotions for new bettors. Keep in mind that many mobile betting apps offer larger bonuses for bettors using crypto.
  3. 3

    Deposit Funds

    Decide between depositing with credit cards, wire transfers, or crypto. Send and confirm your initial deposit.
  4. 4

    Place a Bet

    Pick your sport and add bets to your slip. Enter your stake, then start wagering.

Responsible Gambling in Indiana

It’s crucial to bet responsibly. Here’s a quick guide to managing your bankroll and cultivating healthy gambling habits:

  • Set a betting limit for yourself and adhere to it.
  • Avoid chasing losses by setting strict stop-loss limits.
  • Take frequent breaks to ensure you’re betting with a clear mind.

Need assistance or support? Here’s where to find help:

  • Contact the Indiana Department of Revenue for official resources.
  • The National Council on Problem Gambling offers great support options.
  • The SAMHSA’s National Helpline is available 24/7.

Taxes on Online Winnings

When it comes to taxes on sports betting winnings, both federal and Indiana state obligations must be considered, including unique requirements for cryptocurrency. In the U.S., gambling winnings, including those from online betting, are subject to federal income tax. Indiana further requires residents to report all such winnings for state taxation purposes. If you’re betting with cryptocurrencies, it’s crucial to understand that these can be taxed as capital gains, which adds another layer of complexity to managing your wins.

Reporting your winnings to tax authorities requires clear steps, whether you’re using regulated or unregulated sportsbooks. Here’s a simple order you can follow:

  1. Keep detailed records of your wins and losses from all betting platforms, ensuring you capture dates, amounts, and types of bets.
  2. Use Form W-2G (certain gambling winnings) for reporting individual large winnings, which may also be reported by the sportsbook.
  3. If you’re dealing with cryptocurrencies, calculate capital gains or losses for conversion rates at the time of each transaction.
  4. Declare your total gambling winnings on your federal tax return using Form 1040, and ensure the same figures are reported on Indiana state tax forms.
  5. Consult a tax professional if you have substantial winnings or complex situations involving multiple platforms or cryptocurrencies.

Practical Advice: Efficiently managing your tax responsibilities is essential for any bettor. Consider the following for practical tax advice.

Key Takeaways for Indiana Sports Betting in 2025

Sports betting in Indiana is fully legal, offering a comprehensive landscape for both online and retail operations. The Indiana Gaming Commission oversees sports betting activities, ensuring that all operations comply with stringent regulatory standards.

Offshore sportsbooks, while operating in a legal gray area within the U.S., remain a legitimate and viable option for Indiana bettors, offering unique benefits such as 24-48 hours via crypto payouts.

Betonline Logo
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$250 in Free Bets with $500 Deposit

Among the top recommendations for Indiana bettors is BetOnline, known for its impressive bonus offer: 50% deposit match up to $250. With a 4.36 rating, BetOnline stands out for providing valuable betting opportunities and exceptional service. To learn more about this sportsbook, check out the call-to-action below:

betanything-black-logo
463
Established
2001
150% Free Play Bonus $750 max
Promo Code
JustBet Logo
261
Established
2000
20% Crypto Welcome Bonus up to $500
Promo Code
Bookmaker
403
Established
1985
25% Cash Promo $500 max
Promo Code
Betonline Logo
871
Established
2001
$250 in Free Bets with $500 Deposit
Promo Code
Bovada
1544
Established
1994
75% Crypto Welcome Offer - Get $750
Promo Code
Heritage
256
Established
2001
100% Free Play Sign-Up Offer of $500
Promo Code
Everygame
127
Established
1983
$500 Sign-Up Promo for New Customers
Promo Code

Now is the perfect time to dive into Indiana sports betting. Select your preferred sportsbook, claim your bonus offers, and start engaging in responsible betting practices. Remember, the key to successful betting is to stay informed and manage your wagers wisely.

Sports Betting FAQs

Is sports betting legal in the state of Indiana?
Yes. Indiana legalized both online and in‐person sports wagering in 2019 and the regulated market is currently operational statewide.

How did Indiana legalize sports betting?
Indiana amended its gaming laws in 2019 to allow sports wagering at licensed casinos, racetracks and online platforms. The regulatory framework assigns oversight to the state’s gaming commission and requires licensed operators to comply with consumer protection and responsible gaming standards.

What legal options do Indiana residents have for sports wagering?
Indiana residents 21 or older may place bets through licensed online sportsbooks or at approved retail sportsbook locations. Daily Fantasy Sports (DFS) are also legal. While offshore sportsbooks may accept Indiana players, they are outside state regulation and carry additional risk.

Are offshore sportsbooks legal for Indiana residents?
Offshore sportsbooks are not regulated by Indiana. Some international operators may accept Indiana bettors, but they do not fall under Indiana’s licensing or consumer protection rules and their status remains legally uncertain.

Can you bet on college sports in Indiana?
Yes. Indiana allows wagering on both professional and collegiate sporting events, including in‐state college teams. Bettors should note any restrictions imposed by individual operators regarding specific bets or team involvement.

When might Indiana update or expand its sports betting laws?
While the sports wagering framework is already established in Indiana, regulatory revisions or legislative updates are always possible. There’s currently no publicly announced timeline for major changes, but future sessions could address licensing, tax rates or operational rules.

What should Indiana sports bettors know before using an offshore sportsbook?
1) Offshore sportsbooks are not subject to Indiana regulation. 2) Account protections, payout guarantees and dispute resolution may be weaker or non-existent. 3) Check reviews, maintain records of bets and payouts, and know your tax obligations. 4) Only wager amounts you can afford to lose and use licensed platforms when possible.

What is the tax or regulatory framework for sports betting in Indiana?
Indiana taxes licensed sportsbook operator gross gaming revenue at 9.5 percent. Licensed operators must be approved and meet state standards for consumer protection, responsible gaming, and integrity.

What is the legal gambling age for sports betting in Indiana?
The minimum age to place sports wagers in Indiana is 21 years old for both online and retail sportsbooks, consistent with the state’s broader gaming age requirements.

What are the main risks for bettors in Indiana?
1) Using unregulated offshore sportsbooks that operate outside Indiana’s oversight. 2) Relying on platforms without state-level consumer protections. 3) Failing to track winnings and losses accurately for tax reporting. 4) Failing to use responsible gaming practices and risking more than planned.