Ah, okay, I admittedly didn't read that part of your long OP. I was going by the last few responses in this thread which didn't seem to indicate they used such language. My bad.I'm having trouble understanding you. They are literally saying they will confiscate my balance and give it to charity on February 15. That is not an exaggeration and I posted the e-mail above where they say that. Do you mean that I should have written, "Pinnacle is saying they will confiscate my balance if I don't withdraw it in Tether or pay a $4125 conversion fee?" I agree that would be more complete but it probably wouldn't fit into a thread title.