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willyjoe

willyjoe

Joined
Aug 11, 2023
Messages
57
They are definitely a dying breed (figuratively and literally). The local I used is still in business. The guy is 70+ years old. I think all of his clients are 60+ yo. No one young uses a local anymore. Why?
1. Online books to easy to use (especially with apps).
2. Locals typically offer more expensive lines than you can get elsewhere.
3. Sometime slow pay you, worse than an online book.

Why use a local?
1. They allow credit (w/ risks).
They are a rare breed I would say, I got a local guy known him for over 15 years and its great, no roll over on deposit bonuses, fast payouts via cashapp and good comunication with him overall very happy with him and wouldn't consider one of this new books
 
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